This is what your house hunt looks like.
Application
Calculate your maximum mortgage + make an appointment
Intake
Pre-checked mortgage/conditions
Documentation
Get checklist + submit documents
Certification
Certificate presentation with €750 commitment fee (€500 return if purchased within 3 months)
Purchase Guidance
Intake with certified buying agent (designated via M2Go)
Purchase
After purchase: appointment with ypacy advisor
Reports
Supply valuation report + architectural inspection
Contractual
Signing the purchase contract
Completion mortgage
Finalize mortgage process within official reflection period
Transfer
Notary + transfer